3 Things to do BEFORE House Hunting


Buying a home is one of the biggest purchases you will make, but also one of the most exciting purchases you will ever make. Who hasn’t spent hours scrolling through houses for sale online? Below are three steps you can take to help make sure you are prepared and ready to embark on your house-hunting journey.


  • Figure out your budget

Go over your budget and really be honest with yourself about what you want to pay each month for a mortgage payment. According to Investopedia, homeowners can afford a mortgage between 2 and 2.5 times their gross income. This is a good guideline to follow, but it really comes down to your overall monthly expenses and your income. Take the time to sit down to crunch the numbers and come up with a figure you are comfortable with. Once you have your budget, be firm about it and don’t even look at homes out of your price range. Buying a home and spending all your money on your mortgage payment will eventually make you resent your dream home. Instead, strive for a home you can afford in addition to the normal fun stuff you would do.


  • Get pre-approved

Getting pre-approved is a critical step to take before house hunting. In a competitive market, you need to be ready to make an offer as soon as you find your dream home. If you are not yet approved, waiting to get pre-approved could give someone else the chance to slide in and make an offer. To get ready to get pre-approved, make sure to gather up all of your important financial information before applying. Once you have all of your financial information together, you can head on over to our website and apply with one of our trusted lenders or do your own research and find a credible lender.


  • Research Realtors

After you are pre-approved, its time to start looking for a Realtor. Don’t skip the research and call the first Realtor whose sign you see. Spend some time online reading review from former clients. Pay special attention to details such as how easy the Realtor was to get a hold of and how quickly they returned calls. The last thing you want is a Realtor who is difficult to reach or takes awhile getting back to you. Also, don’t be afraid to call a Realtor you are interested in working with and talking to them about their process and get to know their personality.

Taking these three steps before you embark on your house-hunting journey should set you up for success, and ultimately help you land the home of your dreams.


Please feel free to reach out to us if we can help you with your home search.